The 25-year-old New Yorker spoke to MTV's parent company Viacom about the tragic events on September 11.
Gaga, real name Stefani Germanotta, added: 'On September 11, I was at school with my girlfriends. I just remember that the history teachers had us all piled into one room and had a television on and none of us believed it was happening.
'So we didn't believe it, so we ran up to the roof and I just remember we got up to the roof, and one tower had already fallen and we all watched the second tower fall all together.'
Fortunately, the You And I singer wasn't near Ground Zero, although her mother was close by.
And ten years later, the pop star is still in disbelief about the day.
She continued: 'I don't know; you really can't describe something like that. It's too horrific. We were in disbelief. I still think sometimes I'm in disbelief.
'My dad picked us up, we couldn't reach my mum for a long time because she worked right across the street.
'We were really nervous and I just remember all we saw were these young men, really young. You could tell they worked on the floor at the stock and they were in their jackets and they were just covered in ashes and all you could see was the lines from the tears on their face.'
The Bad Romance hitmaker added: '[My school] was miles and miles away, but the sky that hovered above us was jet black.'